Fall Home Maintenance Checklist: 20 Things to Do Every YearBy Family HandymanFamily Handyman's Editorial ProcessUpdated on Feb. 04, 2025Feel that nip in the air? Fall has arrived! Here's how to get
Weichert, Realtors® - Tower Properties Lenders
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Our Mission
To create prosperity in our community through personalized service, authentic relationships, and our commitment to making more possible.
About
Primerica has been committed to helping families save and invest for their futures since 1977. Through PFS Investments Inc., Primerica's broker-dealer, we show people how they can achieve a better financial future by helping them learn our HOW MONEY WORKSTM concepts. With approximately 2.5 million client accounts, we offer the best solutions aimed to help families achieve their financial goals. With Primerica, no client is too big or too small.
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Started with Primerica in: 1998
PFS Investments Inc. Registered Representative: Rebecca L Janey FINRA's BrokerCheck
Life Insurance Representative (US)
Women in Primerica
Investment Adviser Representative
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About
Meet Devin Malmgren. Devin has always been passionate about helping his customers build personal wealth and gain financial freedom. Upon graduating from Augustana University in Sioux Falls, South Dakota, he started his career in lending. After 8 years in commercial lending, Devin knew it was time to help consumers understand the importance of buying a home.
In today’s environment, it is vital to have a Mortgage Banker who is available when you need them most. Keeping an open line of communication with his customers and referral partners is Devin’s top priority.
Devin makes the mortgage process simple and alleviates any fear around applying for a home loan. He’s passionate about guiding first-time home buyers or the veteran home buyer, through the process and educating them along the way. Give Devin a call to learn more about the home buying process.
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Why PrimeLending?
Since 1986, we have been a go-to mortgage lender for families across the country looking to achieve their homeownership dreams. Our national team of dedicated loan officers delivers unmatched mortgage service, support and guidance from application to closing and beyond. In today's fast-paced real estate market, you can count on us to be by your side throughout the home lending process to help you confidently finance your home.
About Me
When you’re ready to buy, refinance or renovate, you can trust me to help you achieve your homeownership goals. We have more options to fit your financial needs, more experience to help you make confident decisions, and a streamlined process to fit your timeline. Your needs are our number one priority, I’ll guide you every step of the way to your perfect home loan.
About
Innovative Banking Solutions, Rooted in Trust.
Since 1964, First Western has proudly served individuals, families, and businesses across our communities. As your trusted financial partner, we are committed to providing personalized banking solutions that evolve with your needs. Our blend of local insight and industry expertise allows us to offer innovative, tailored services while our advanced technology keeps us closely connected to you.
At First Western, we’re committed to supporting your financial goals and building lasting relationships based on trust. Experience the First Western difference, where your success is our top priority.
About
Over 100 years of community.
From the day we first opened we've been a part of our hometown: Deerwood, Minnesota.
Deerwood was a newly incorporated village along the Northern Pacific Railway. But already it was growing rapidly since its founding in 1872. Miners and settlers had arrived, coming in on the railroad. They aimed to take advantage of the iron ore and tracts of fresh farmland. The surrounding forest was plentiful with building materials and fuel. Game animals teemed around the lakes. And people traveled from afar to visit the new resort industry that was springing up.
Between shop owners and mine bosses, residents would need a secure place to store their money. Lines of credit would have to be extended, and goods shipped at fair rates. A bank would be necessary and timely.
So it began.
The First National Bank of Deerwood (Now named Deerwood Bank), was incorporated in 1910 in Deerwood, Minnesota (pop. 590).
After 68 years of serving Deerwood and its surrounding communities, the Bank branched out to serve a broader area. And, by April of 2018—over 100 years later—we could help residents from Mendota Heights to Grand Rapids and from St. Paul to Northome. The services that started in Deerwood are now available to thousands of Minnesotans.
To this day, Deerwood Bank continues to be a community based bank. Our expansions and growth represents our desire to broaden our services and convenience to our customers. Our business philosophies are based on the belief that, “to be a successful community bank, we must be committed to our communities and have a unique ability to know and serve our markets”.
We are consistently working to better our customer experience by having financial and market experts on hand at each office. We offer tools that make life easier. And we take the time to get to know you.
Because we are, after all, your neighbors. We volunteer on local community boards, coach youth sports, and mentor students. We shop at the local stores and see each other on vacations at the lake. We still share the values that matter most to you.
About
Shelby Borg is a Mortgage Banker with Minnwest Bank, assisting people in Southwest Minnesota and East South Dakota areas with their home loan needs. Her goal is to help customers the best she can through consistent communication in order to make the process as smooth as possible. Growing up in a small town, she was able to get to know almost everyone on a personal level. That is something she enjoys about working with customers. Shelby also enjoys spending time with family, shopping, and iced coffee.
About
You need a mortgage loan? ONE Mortgage will get you one.
Mortgage loans are our business, and our answer is always, “Yes.” (If not today, then,tomorrow!) If you qualify, we’ll find the best mortgage for you from our pool of competitively packaged loans. (Bet your local bank can’t beat our selection.) If you have trouble qualifying for a loan, we’re up to the challenge of overcoming that hurdle.
Better yet … we’re the one mortgage provider that talks to you straight. We educate you on the process and steer your progress. Face-to-face, we honestly show you not what you qualify for, but the type of mortgage you can afford––the kind that won’t keep you up nights. We’re not afraid to ask you multiple difficult questions to secure the ONE answer.
So, now it’s your turn. Ask us about:
- Construction Loans
- Purchase Loans
- Refinancing
- Debt Consolidation
- Second Mortgage/Lines of Credit
- FHA, VA, Rural Development Loans
- 203K Rehab Loans
About
Our mission is to provide members with financial services that contribute to their success.
Credit Union History
The Co-op Credit Union was organized in 1940 when the co-operative movement was going strong in the rural areas. Eight people who believed in the co-op movement and the impact it had on the financial well-being of people met at the Co-op Grocery Store and the idea of a credit union was born.
The Co-op Credit Union of Montevideo was chartered by the Minnesota Commerce Department in April of 1940. The original field of membership was patrons of several co-ops. The original office was in the upstairs of the Co-op Grocery Store where the ceilings were so low that members could not stand up straight.
As you can see below, there has been many wonderful changes and additions throughout the years. Our hope is to continue growing and providing members with financial services for many years to come.
About
Steve Ruprecht has been in the financial industry as a loan officer since 1992. His success comes from his hard work ethic, attention to detail, and knowledge of loan products. He has exceptional experience in all residential lending products including Conventional, Portfolio, FHA, VA, and USDA Rural Housing programs. He is committed to educating and helping clients achieve their dream of home-ownership. Steve's years of experience has helped guide his clients through the ever-changing mortgage market. He resides in Minnesota with his wife and two children. • 24 Years Experience • A True Specialist In Mortgage Banking • Rate has the Ability To Lend In All 50 States • Available 7 Days A Week • In-House Underwriting, Closing, & Funding • Free Mortgage Planning Service
About
Our Story
Bell is the largest family- and employee-owned bank in the upper Midwest, and one of the largest in the nation, with more than $13 billion in assets. That success is thanks to our many loyal customers, whose confidence in us has led to growth and opportunity.
When we opened our doors in 1966 with a single location in a north Fargo shopping center, our founders couldn't have dreamed of the growth the company would have. For decades, having happy employees and happy customers has been at the heart of the organization. Our values – creating a family atmosphere, treating our customers well and paying it forward to make our community a better place – are at the core of all we do.
Thomas “Buck” Snortland, one of the founders of State Bank of Fargo, was instrumental in helping set the tone for the company’s employee- and customer-friendly culture. Snortland family members have remained major shareholders ever since. Buck’s son, Thomas “Mickey” Snortland, was a dedicated board member for four decades and helped create the bank’s “bottom line” statement: “Happy Employees! Happy Customers!” His wife, Julie, was named to the holding company board of directors following Mickey’s passing in early 2013. Mickey’s sister Laura Snortland Fairfield is also a major shareholder and a longtime holding company board member.
Meet Mike
As a professional in the mortgage industry, I've built my reputation on providing outstanding service to my clients. That means you can count on me to always look out for your best interests, and to keep you informed throughout every step of the lending process.
If you have any questions about the information you find here, give me a call!
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About Jenn Hoberg
Jenn Hoberg has over 25 years of sales, marketing and customer service experience in a variety of business segments. She is an honest, energetic, professional with her commitment to customer service being the hallmark of her career. Jenn’s follow-up and personal attention to every detail will demonstrate her desire to provide you with all of your loan options in order to make an informed decision. Her main focus is to ensure that her clients, whether homeowners or referral partners have a positive experience through good communication, knowledge, and personal service.
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About Jill Jerzak
I have been involved with many different facets of the banking industry for over 20 years. My main focus has always been excellent customer service. For the past 8 years I have been a mortgage professional and have gained a plethora of knowledge and expertise in my profession by working alongside some of the top producing loan officers in Minnesota and South Dakota.
I have a passion for my mortgage career and show it through my dedication and attention to detail in all my transactions. I am a resource to make things easy for my clients as they make one of the biggest transactions of their lives. Helping people obtain homeownership is one of the most rewarding opportunities and I am thankful to be a part of it daily.
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About
Our company is a reputable and experienced mortgage lender, dedicated to helping clients achieve their dream of homeownership. We have been in the industry for several years, and have helped thousands of clients purchase and refinance their homes.
We offer a wide range of mortgage options, such as FHA loans, VA loans, Conventional loans, USDA loans, Jumbo loans, and 15-year and 30-year fixed mortgages. Our experienced and knowledgeable loan officers will work with you to understand your financial situation and help you find the best mortgage option to meet your needs.
Our process is simple and straightforward, and our team will guide you through every step of the way to ensure that your home purchase or refinance goes smoothly. We have a variety of tools and resources available to help you understand the process and make informed decisions.
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About Fairway
Whether you’re looking to buy, build or refinance your home, our experienced mortgage professionals are here to help. Here at Fairway Home Loans, we offer a variety of loan options that can help you achieve homeownership with the speed and service you deserve. I am dedicated to finding the right loan with great rates, terms and costs to meet your specific needs.
Financing a home is one of the biggest commitments you will ever make - let us help guide you throughout the entire loan process from application to closing and beyond. We look forward to putting our mortgage service to work for you!
A little about me:
I have been in the mortgage business since 1998 and have been part of Homes for Heroes since 2013. I am honored to say that I have been the #1 Homes for Heroes Lender in MN since 2016! I am actively involved in my community by being on the boards of local non-profits; Yellow Ribbon Network of Morrison County, Morrison County Animal Humane Society and 100+ Women Who Care of Morrison County. When I am not working, I enjoy spending time with family and friends, my animals, golfing and reading.
About
Magnifi Financial is a full-service community credit union offering personal and business financial services, including loans, deposits, mortgages, and wealth management, to anyone within its field of membership in Minnesota, North Dakota, and Wisconsin. Magnifi Financial serves members through an extensive network of branches and best-in-class digital services. Whether at home or on the go, members can access their accounts and manage funds with ease through a full suite of digital services.
Magnifi Financial is committed to its core values of building up our shared communities, providing financial solutions that are easy and simple, earning the trust and respect of each member through our expertise, and doing what is right for our entire membership.
Peggy is a friendly Mortgage Lender serving the St. Joseph branch and surrounding communities. Peggy has been with Magnifi Financial for sixteen years and is committed to providing exceptional service while helping you obtain a mortgage loan that best fits your needs.
About
Chris Vraa has been a mortgage industry professional since 1994 and is known for her drive, dedication, and expertise.
Communication is key for Chris when it comes to her customers. When working with Chris, borrowers will know exactly what’s going on from beginning to the end. Chris knows the ins and outs of the industry from her extensive years of experience, which gives her insight that other loan officers may not have.
“MY PASSION IS HELPING PEOPLE MAKE THEIR SITUATION BETTER, NO MATTER THE CIRCUMSTANCES.” – CHRIS VRAA
Chris loves working with everyone, from the first-time home buyer because it’s all new to them and they’re so excited, to the Physician that might be buying a vacation home. Chris will consistently be there and help her customers navigate the waters. Chris is a trusted leader in the field, and she enjoys working with people to grow and thrive throughout their life.
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About
Mike has been originating mortgage loans since 1991. He graduated from the University of Minnesota. Mike previously owned the Liberty Tax office in Willmar. He enjoys hunting, fishing and golfing.
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About
Jodi has worked as part of the Compeer Financial team since April of 1998. After graduating from St. Cloud Technical and Community College in 1991 with a degree in Credit and Finance, she began her career in the financial services industry. Jodi loves being able to help people finance their homes. Whether it is a first-time buyer, a larger home for a growing family, or a strategic refinance, she relies on her significant experience to help guide clients through the home finance landscape. This was why she decided to move to Compeer Financial's home mortgage team. Jodi admires the company's flexibility and technology. Not only do these attributes help clients in their personal mortgage goals; they show that Compeer Financial values it's team members.
Jodi grew up in St. Joseph, Minnesota and knows the area well. She lives there today with her husband and two children. Jodi serves the community by participating in the Chamber of Commerce, where she draws on her financial experience to advocate on behalf of local businesses. She especially enjoys being out at the lake during the summer and traveling with her husband and kids.
About
About Jacob Mueller
With 14 years in the mortgage industry, I have found that this business brings about many challenges, but working together with both clients and partners to overcome them with positivity and a great attitude builds even stronger bonds.
I really enjoy building lasting relationships with the clients I serve and helping other professionals within the real estate industry achieve success. Whether it’s a customer’s mortgage I am directly working on or helping a fellow originator reach the finish line, I find great satisfaction in seeing customers reach their goals.
After working as an originator and Branch Sales Manager at another national lender and owning and operating a mortgage brokerage, I am excited to continue my journey at Homeowners.
I graduated from Concordia College in Moorhead, Minnesota, where I majored in business and economics. Outside of work, I enjoy spending time with my wife, Laura, and our three children: Bria, Bella, and Brooke. You can find us exploring the great outdoors, biking, running, or relaxing on the lake year round.
About
At Fairway Home Mortgage our goal is to unlock the doors to homeownership for EVERYONE—your dream, our mission. A nationwide network of Loan Officers you can trust with the speed and service you should expect when finding a lender to serve your needs.
Born and raised in Sioux Falls, SD, Nick Kiesow currently resides with his wife, Kari, and their two children, Lillian and Henry. Nick started in the mortgage industry in 2002 working in closing and processing departments before becoming a Loan Originator in 2005. When he is not attending his kids’ golf, basketball, and volleyball events, he and his wife Kari stay involved in the community by volunteering with Junior Achievement, LSS Mentorship Program, and The Teddy Bear Den. For Nick, the most fulfilling part of the mortgage industry is helping families purchase their first home and eventually help them on moving up to a new home, as their family grows and increase their wealth.
About
Since April of 1908, The Randall State Bank has proudly served our customers in Randall and the surrounding area. Throughout our history, we have stood shoulder to shoulder with our customers in times of economic challenges, like the Great Depression, as well as in times of prosperity. From our very beginning, our mission has been to be your home town bank by providing the quality service our customers deserve.
While the times may have changed, our mission has not. Today, we offer all the conveniences of the large banks such as internet banking, debit cards and free checking accounts just to mention a few. At the Randall State Bank, you can still expect that personal service that you can only receive from your friends at your home town bank. At the Randall State Bank, we are big enough to serve you, but small enough to know you.
Matt Castle
Branch Manager - Brainerd
Matt joined the bank in 2018 bringing with him over 15 years of banking and real estate finance experience in the Brainerd Lakes Area, most recently as the Branch Manager and Sr. Underwriter for BlackRidgeBANK. Prior to starting his career in banking, Matt attended and graduated from the University of Minnesota, Duluth in 2001 with a Bachelor of Science degree in Finance. In addition to his duties at the bank, Matt also serves on multiple local boards and event committees in the Brainerd Lakes Area. We are excited to have someone with Matt’s background and local ties to the Lakes Area join the bank.
About
Brandon has been in the finance and loan industry for 18 years. He has worked with a broad spectrum of credit and loan terms. “I am personally committed to making your mortgage experience the very best it can be. Peace of mind, trust, dependability, integrity, and assurance are just a few of the words that come to my clients' minds when they work with me.”
About
Our mission is to provide members with financial services that contribute to their success.
Credit Union History
The Co-op Credit Union was organized in 1940 when the co-operative movement was going strong in the rural areas. Eight people who believed in the co-op movement and the impact it had on the financial well-being of people met at the Co-op Grocery Store and the idea of a credit union was born.
The Co-op Credit Union of Montevideo was chartered by the Minnesota Commerce Department in April of 1940. The original field of membership was patrons of several co-ops. The original office was in the upstairs of the Co-op Grocery Store where the ceilings were so low that members could not stand up straight.
As you can see below, there has been many wonderful changes and additions throughout the years. Our hope is to continue growing and providing members with financial services for many years to come.
About
Meet Shawn
As a Regional Sales Manager and Senior Mortgage Loan Officer with more than 23 years of mortgage experienceShawn will go above and beyond to make your homebuying experience as smooth as possible. He will work with you to uncover your unique financial needs and then find the right mortgage product from our comprehensive offerings to meet your goals. Whether you are first-time homebuyer, making your next move or refinancing your home, you can trust that he will guide you through the process.
Shawn has been recognized as one of the top five mortgage loan officers every year since 2006 and has been a member of the Bremer Mortgage Platinum Club since 2006. When you work with Shawn, you can count on him to be there from application to closing and beyond.
About
About Darrin Shemon
Darrin is a business-oriented, financial lending executive with over 28 years of experience in residential and commercial lending including construction and Acquisition and Development. His experience includes overseeing and managing the start-up of four businesses as well as growing previous companies by opening additional branches. He has worked in acquisitions by evaluating spread sheets and negotiating pricing for the purchase of such receivables. He has marketed himself, personally and his business, to develop strong working relationships with both clients and high end investors. Darrin has also planned and implemented strategies to strengthen these relationships to bring the highest quality of service and profitability to his clientele.
He is very innovative and brings a round sense of knowledge from all angles in the real estate and marketing business. Not only has he owned mortgage and development/investment businesses, he has also built and sold three homes in the last 5 years. Darrin brings well-rounded idea based thinking into projects, plus he also brings the basics…integrity, honesty and accountability. Whether it is a $5 dollar transaction or a $50 million dollar transaction, you can count on the fact that these basics are intact with the deal. But most importantly, he brings energy and the overall motivation to succeed. His success is based on not only his willingness to achieve for himself but also for his investors, clientele, employees and associates. Helping others succeed is part of his success.
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About
Maribeth has been in the mortgage business since 1986. She graduated from St. Cloud State University with a business degree. Maribeth finds helping people finance homes very rewarding. Maribeth loves spending time with her family, especially her grandchildren. She enjoys outdoors activities, listening to music, reading and spending time at the lake.
About
Tracy is our award-winning mortgage loan originator. She’s a gold-level loan officer with Minnesota Housing and helps dozens of people purchase their next homes in the Willmar and New London area and across the state of Minnesota.
Tracy’s been a member of the Lake Region Bank team for 11 years and has been in the mortgage industry for 24 years. She loves educating home buyers and guiding them through the financing process. She especially likes working with first-time home buyers.
When working with customers, Tracy encourages everyone to start the financing process early and to be prepared to share your income and work histories during the application process. When she’s not writing home loans, Tracy is involved with the Kandiyohi Area Family YMCA, the local chamber, and she is on the Board of Directors for the Willmar Public Schools Foundation.
Members Cooperative Credit Union
- NameTravis Betley
- LicenseNMLS: 1223027
- Phone218-625-8907
- Get Started
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About
Travis is a proud graduate of Aitkin High School and Central Lakes College and has been with Members since 2014. As a lifelong resident of Aitkin, Travis is a recognizable face at many community events. He’s actively involved in the Aitkin Area Chamber of Commerce, realtor associations, and the Aitkin Volunteer Fire Department. Since 2016, he’s spent much of his free (and sleeping) time assisting his department as a volunteer firefighter.
When Travis isn’t in the office or volunteering, he’s traveling the state to watch his nephews participate in all their sporting events. He’s a wonderful paw-dad to his Australian Shepherds, Oscar and Bella, and is expertly skilled at throwing tennis balls to them.
“As a member myself, I’ve always enjoyed the positive, upbeat atmosphere you find when walking through the doors at Members,” says Betley. “I enjoy staying connected to my community and helping people every day.”
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About
Jared Williamson has been a dedicated Mortgage Loan Originator since 2018, but his roots in the mortgage industry run much deeper. Coming from a family of mortgage professionals, Jared grew up immersed in the world of home financing. His parents, Mike and Maribeth Williamson, spent their careers helping families achieve the dream of homeownership, and their passion for guiding others left an indelible mark on him.
From an early age, Jared understood that homeownership is more than just purchasing a house; it’s about building equity, creating stability, and unlocking long-term financial success. Inspired by his parents’ commitment to their community, Jared chose to follow in their footsteps, bringing his own passion and expertise to the field.
At Heritage Bank NA, Jared’s work aligns seamlessly with the organization’s mission to help people succeed financially. He takes immense pride in his role, viewing himself not just as a loan originator but as a coach and partner in the homebuying journey. Whether working with first-time buyers or seasoned homeowners, Jared is committed to simplifying the mortgage process, answering questions, and ensuring that homeowners feel confident throughout the entire experience.
For Jared, success is not always immediate, but it’s always achievable with the right plan. He works closely with homeowners who may not yet be ready to buy, helping them develop strategies to reach their goals. His dedication to empowering others and his ability to make the complex mortgage process approachable have earned him the trust and gratitude of countless families.
Outside of his professional life, Jared is a devoted husband and father. He and his wife, Rikki, have been married for over a decade and are proud parents to three wonderful children: Camrik (8), Casen (6), and Renlee (2). Jared cherishes the time spent with his family and friends, whether he's playing golf or hockey, hunting, or cheering on his kids in their various activities.
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Areas We Cover
- Aitkin
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- Backus
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The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of the Regional Multiple Listing Service of Minnesota, Inc. Real estate listings held by brokerage firms other than Weichert, Realtors® - Tower Properties are marked with the Broker Reciprocity logo or the Broker Reciprocity thumbnail logo (little black
house) and detailed information about them includes the name of the listing brokers.
